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About NexBank

NexBank Capital, Inc. is a financial services company which delivers customized institutional, commercial, and mortgage banking services to clients nationwide.

Our mission is to serve as a trusted partner to our clients by offering tailored, results-oriented solutions that meet their specific needs.

 

NexBank’s commitment to client success began with a charter in 1922 and continues today. NexBank is proud to be nationally and regionally recognized for its accomplishments and success as a top performing bank among its peers. With assets of $9.2 billion, NexBank is the fourth largest bank in Dallas1 and has consistently ranked for its performance, operating efficiency, and asset quality.

 

NexBank operates in three divisions—Institutional Banking, Commercial Banking, and Mortgage Banking. It also offers Personal Banking and Wealth Management services to individuals throughout the U.S.

 

 

Financial Highlights

NexBank provides up-to-date financial data for all our stakeholders. Below you will find NexBank's current financial highlights and ratings.

Q4 2020 Highlights

Loan Portfolio (GROSS)2*

  • 62 % Single Family
  • 28 % Commercial Real Estate
  • 11 % Commercial & Industrial
Total
$5.6 BN

Asset Size2*

  • $MM
  • 2,000
  • 4,000
  • 6,000
  • 8,000
  • 10,000
  • 2014
  • 2015
  • 2016
  • 2017
  • 2018
  • 2019
  • 2020
  • Total Deposits
  • Total Assets

Capital Ratios2*

  • 0%
  • 6%
  • 12%
  • 18%
  • Tier 1 Leverage Ratio
  • Tier 1 Capital Ratio
  • Total Capital Ratio
  • NexBank
  • Regulatory Minimum ("Well-Capitalized")

Pre-Tax Income4

  • $MM
  • 50
  • 100
  • 150
  • 200
  • 2014
  • 2015
  • 2016
  • 2017
  • 2018
  • 2019
  • 2020

ROAE 3

  • 23%
  • 34%
  • 35%
  • 23%
  • 23%
  • 13%
  • 21%

Balance Sheet3

Assets Dec 2020 Dec 2019
Cash and Securities 3,172 2,711
Net Loans 5,558 6,673
Other assets 431 397
Total Assets $9,161 $9,781
Liabilities Dec 2020 Dec 2019
Total Deposits 7,132 6,758
FHLB Borrowings 1,025 2,108
Other Liabilities 590 424
Stockholder's Equity 414 491
Total Liabilities $9,161 $9,781

Current Ratings

Egan-Jones Ratings Company as of August 2020
Rating
Company/ Bank A-
Senior Unsecured Notes A-
Subordinated Unsecured Notes BBB+
Bank Quality Ratings for NexBank. IDC Financial Publishing, Inc. Savings Institution Management Review
Bank Quality Rating
Q4 2020 Superior

Corporate Profile

Regulation F

Awards & Recognition

  • Best-performing U.S. Bank: #17

    S&P Global Market Intelligence
    2020
  • Superior Bank

    IDC Financial Publishing
    2020
  • Best-performing U.S. Bank: #19

    S&P Global Market Intelligence
    2019
  • Most Efficient Bank in Dallas

    BankRegData
    2019
  • Superior Bank

    IDC Financial
    2019
  • #6 ROE Bank

    Best Performing U.S. Banks: The Institutional Risk Analyst
    2018
  • #1 ROATCE

    Best-performing U.S. Community Banks: S&P Global Market Intelligence
    2018
  • #3 Efficiency Ratio

    Best-performing U.S. Community Banks: S&P Global Market Intelligence
    2018
  • #8 Top-Performing U.S. Bank

    Independent Banker Magazine
    2017
  • #5 Pretax ROE Bank

    S&P Global Market Intelligence
    2016
  • #10 Best-Performing Bank

    S&P Global Market Intelligence
    2016
  • #8 ROA Bank

    Independent Banker Magazine
    2017
  • #1 ROAA Subchapter S Bank

    Independent Banker Magazine
    2016
  • #1 ROAE Subchapter S Bank

    Independent Banker Magazine
    2016
  • #2 Residential Real Estate Lender

    Bank Director Magazine
    2016
  • #1 Core Deposits

    Bank Director
    2015
  • #3 Net Loans and Leases

    Bank Director
    2015
  • #7 Core Revenue

    Bank Director
    2015

Leadership

View Board of Directors

Executive Management

  • John Holt
    President & Chief Executive Officer
    John Holt is a Director of NexBank Capital, Inc. and Chairman of the Board of NexBank and serves as the President and CEO of both the Company and the Bank. In his capacity he establishes and executes the strategy of the Company and oversees the financial and operational performance.

    Since Mr. Holt’s arrival in 2011, NexBank has grown to one of the largest banks headquartered and operating in Dallas, Texas, with assets of $9.2 billion. Under his leadership and direction, the bank has achieved strong growth and performance, and expanded its institutional banking, commercial banking, and mortgage banking services to meet the goals of its clients, which include institutional clients, financial institutions, large corporations, real estate investors, middle-market companies, and small businesses.

    Mr. Holt serves on the Board of Directors of the Texas Bankers Association (TBA) with additional responsibilities as Chairman of the TBA’s Community Bankers Council and member of the Audit and Finance Committee, Executive Committee, and Investment Committee.

    Mr. Holt is a graduate of Southern Methodist University’s Southwestern Graduate School of Banking and he earned his BBA from the University of Texas at Arlington.
  • Matt Siekielski
    Chief Operating Officer
    Matt Siekielski is a Director of NexBank Capital, Inc. and NexBank and serves as Executive Vice President and Chief Operating Officer of both the Company and the Bank. He is responsible for the growth and management of the Bank’s primary operating businesses that include Institutional Banking, Mortgage Banking, and Commercial Banking.

    Mr. Siekielski has been involved in the Dallas community and served as a board member for organizations including Impact Dallas Capital and The Real Estate Council Community Fund.

    Mr. Siekielski holds an MBA in Accounting and MS in Real Estate from the University of Texas at Arlington, and received his BA in Business Administration from Southwestern University in Georgetown, Texas.
  • Stacy Hodges
    Chief Financial Officer
    As Executive Vice President and Chief Financial Officer of NexBank Capital, Inc. and NexBank, Stacy Hodges is responsible for the financial management of the organization and oversees the accounting, finance, deposit operations, information technology, and corporate strategic planning activities for the Bank and the Company.

    During her career, Ms. Hodges has held financial leadership roles at both privately-held and publicly-traded financial services companies. She holds more than 20 years of financial industry experience and nearly 10 years of public accounting experience.

    Previously, Ms. Hodges was Chief Financial Officer for Wunderlich Securities, Inc. Prior to this, she was Executive Vice President and Chief Accounting Officer for Nationstar Mortgage and Executive Vice President and Chief Financial Officer for Southwest Securities, Inc. Ms. Hodges began her career as a Certified Public Accountant with KPMG, LLP.

    Ms. Hodges is a Certified Public Accountant. She is active in both industry and professional organizations and is a member of the Texas Society of CPAs and AICPA. Ms. Hodges earned her BBA in Accounting from Baylor University.
  • Rhett Miller
    Chief Credit Officer
    Rhett Miller serves as Executive Vice President and Chief Credit Officer of NexBank Capital, Inc. and NexBank. His career spans over 35 years with a primary focus in credit and risk management, corporate finance, and commercial real estate acquisition and development. He is responsible for leading and managing all credit-related activities within the bank, including underwriting, credit approval, loan administration, and loan policies.

    Mr. Miller has held a number of executive and strategic planning roles during his career and has years of experience in business development and the management of special assets. Most recently, he held the role of Senior Vice President and Manager of Special Assets with Southwest Securities, FSB. Prior to this, he was a Principal at MMA Realty Capital.

    Mr. Miller holds an MBA from the University of Dallas and a BS in Finance from Florida State University.
View Executive Management

Board of Directors

NexBank Capital, Inc.

Directors
  • Kenneth Hanks
    Former Chief Financial Officer, NexBank Capital, Inc. and NexBank
  • John Holt
    President and Chief Executive Officer, NexBank Capital, Inc. and NexBank
  • Donald Luskin
    Chief Investment Officer, Trend Macrolytics LLC
  • Mark Okada
    Co-Founder and Chief Executive Officer, Sycamore Tree Capital Partners
  • Matt Siekielski
    Executive Vice President and Chief Operating Officer of NexBank Capital, Inc. and NexBank
  • Brice Tarzwell
    Former Chief Legal Officer, Par Petroleum

NexBank

Chairman
John Holt
President and Chief Executive Officer, NexBank Capital, Inc. and NexBank
Directors
  • James Dondero
    Co-Founder, Highland Capital Management; Founder and Principal, NexPoint
  • Kenneth Hanks
    Former Chief Financial Officer, NexBank Capital, Inc. and NexBank
  • Donald Luskin
    Chief Investment Officer, Trend Macrolytics LLC
  • Mark Okada
    Co-Founder and Chief Executive Officer, Sycamore Tree Capital Partners
  • Matt Siekielski
    Executive Vice President and Chief Operating Officer of NexBank Capital, Inc. and NexBank
  • Brice Tarzwell
    Former Chief Legal Officer, Par Petroleum

Community Involvement

NexBank is committed to making a positive impact in the community it lives, works and serves in. Through community development, housing, financial literacy, youth empowerment, and women's leadership programs, NexBank strives to make sustainable changes and build a stronger community for the residents of Dallas and other surrounding counties in the Dallas-Plano-Irving metropolitan division.

Housing

Loan Programs for low to moderate-income borrowers

To meet the diverse needs of low- to moderate-income borrowers in Texas, NexBank partners with organizations to create loan programs that offer mortgage-lending capital, and cover closing and title costs for borrowers. NexBank has provided low- to moderate-income housing loans for nearly 1,600 families in Texas.⁵  Our goal is to expand the program’s reach to help more residents achieve the American dream of home ownership.

Veterans of Texas

NexBank is honored to provide support for the Veterans of Texas through loan programs that give them the opportunity to purchase land or a home. NexBank has helped nearly 5,300 Texas veterans, military members and their families with low-interest loans.⁵

Helping the Homeless

NexBank partners with local organizations to provide housing, homeless recovery services and housing education to those in need. NexBank is proud to be a sponsor of Homebase for Housing, a housing information and referral program that collaborates with local Dallas organizations and agencies to create an extensive resource center that includes housing search assistance, referrals for housing, emergency shelter options, and resources to assist with past due bills, plus other related supportive services. Visit Homebase for Housing here.

Special Care Housing and Counseling

NexBank supports organizations that improve the quality of life for those living with HIV/AIDS through affordable housing options and leasing programs, counseling and specialized care.

Financial Literacy Education

NexBank reaches public schools in Dallas County with an interactive computer program to teach financial literacy. Students are taught the basics of personal finance and are given the knowledge and skills to make smart financial decisions. In addition, NexBank employees volunteer at Dallas schools to teach Money Smart, the FDIC’s financial education curriculum.

NexBank also partners with nonprofits in the community to offer financial literacy to elementary school age children, teenagers and adults to help instill knowledge about money, banking and finances.

Youth Empowerment

Academics and Enrichment Activities

We support programs for students in and out of the classroom that drive creativity, leadership and academic skills and also help students develop their social skills and expand their personal interests.  NexBank also offers internships and participates in corporate work study programs that allow students to gain critical work experience.

Career Planning

To help students explore career opportunities, our employees offer their experiences and expertise through career planning, resume and interviewing workshops.

Housing

Our community partners provide services to families affected by homelessness.  Their services focus on housing and income for adults and education stabilization for children to help families recover and achieve self-sufficiency.

For youth experiencing homelessness, our partners offer residential and outreach counseling services to provide them with the skills and education they need to become independent, productive members of society.

Women’s Leadership

Empowering Women

NexBank works with local organizations that empower women through opportunities in housing, childcare, and education to support the economic security and leadership potential of all women and girls in our community.

Community Development

NexBank’s many local partnerships support the development of Dallas through grants and community-based real estate projects in low-income neighborhoods, giving residents the opportunity to build a strong and caring community where they live. It is our privilege to offer access to capital for real estate projects that serve the needs of Dallas families.

Partners

  • Dallas Area Habitat for Humanity
  • Houston Habitat for Humanity
  • Habitat for Humanity Texas
  • Dallas Neighborhood Homes
  • Legacy Counseling
  • Homebase for Housing
  • The Real Estate Council Community Fund
  • Texas Women’s Foundation
  • Family Gateway
  • Banzai
  • Pleasant Grove Elementary School
  • Texas Veterans
  • Mission Oak Cliff
  • North Texas Food Bank

Media Center

Stay informed with news and announcements about NexBank.
  • NexBank Ranked as Top-Performing U.S. Bank by S&P Global
    March 24, 2021
    View
  • NexBank Receives Investment Grade Ratings
    August 19, 2020
    View
  • NexBank Announces Bank Charter Conversion
    July 2, 2020
    View
  • NexBank Ranked as Top-Performing U.S. Bank by S&P Global
    March 27, 2020
    View
  • NexBank Tops 3 Categories in S&P Global Market Intelligence's 2018 Ranking of the Best-Performing U.S. Banks
    March 27, 2019
    View
  • CEO and President of NexBank Speaks at Bank Director Conference
    November 6, 2018
    View
  • NexBank Receives Financial Capability Innovation Award from EVERFI
    July 23, 2018
    View
  • NexBank Ranked Top-Performing Bank in the U.S. by Independent Banker Magazine
    June 6, 2018
    View

Careers

Email us to learn about the career opportunities available at NexBank Capital, Inc. and its divisions – NexBank, NexBank Securities, Inc. and NexBank Title, Inc.
  • * S&P Global Market Intelligence as of September 30, 2020
  • 1) Based on total assets for banks headquartered and operating in Texas (Source: S&P Global Market Intelligence)
  • 2) NexBank
  • 3) NexBank Capital, Inc.
  • 4) NexBank Capital, Inc. was a Sub-Chapter S Corporation through December 31, 2017. Return calculations are pretax prior to Q1 2018.
  • 5) Includes loans from 2017Y – Q3 2020 YTD
  • Wealth management services offered through NexBank Wealth Advisors. Investment products are not FDIC insured and are not bank guaranteed, and are subject to investment risks, including possible loss of the principal invested.
  • The foregoing products and services are subject to change without notice