NexBank provides a full range of customized products and services which are designed around the needs of our clients. Our offering includes conforming, jumbo and government loans as well as a broad range of MSR-related offerings. Additionally, NexBank provides delegated, 100% delegated funding for qualifying clients, and non-delegated underwriting options.
We are a trusted partner to many clients across the nation. As an institutional investor, NexBank does not originate loans. Our professionals are solely focused on building long-term relationships with our correspondents and helping them grow their businesses.
NexBank is an approved seller/servicer for Fannie Mae and Freddie Mac as well as an approved Ginnie Mae issuer/servicer and can service and issue a variety of loan types.
Our conforming loans meet Fannie Mae and Freddie Mac underwriting requirements—the borrower’s income, credit and property requirements must meet nationally standardized guidelines.
The current conforming loan limit for a single-family home or condominium in the majority of the U.S. is $417,000, with higher limits allowed for certain high-priced markets.
Our mortgage banking specialists provide access to a wide selection of loan options that are guaranteed by government agencies. Government loans must meet certain requirements, including the size and terms of the loan.
Federal Housing Authority (FHA) loans
FHA loans offer competitively priced rates and low down payment options to qualified home buyers.
Veterans Administration (VA) loans
VA loans are limited to individuals qualified by the U.S. military service, including eligible active or retired military personnel and their spouses.
NexBank offers financing options for primary residences and second homes. We deliver fast turnaround times and competitive pricing with loan amounts ranging from $400,000 to $2 million-plus, with either fixed or floating interest rates. Our loans are tailored to the needs of qualified, high-net worth borrowers with supportive income ratios and required reserves.