Savings Rates and Fees
CD Rates1,2
| Term | Rate | APY3 |
|---|---|---|
| 1 month | 0.10% | 0.10% |
| 2 months | 0.10% | 0.10% |
| 3 months | 1.69% | 1.70% |
| 6 months | 2.14% | 2.15% |
| 12 months | 2.48% | 2.50% |
| 18 months | 2.48% | 2.50% |
| 24 months | 2.48% | 2.50% |
| 36 months | 2.48% | 2.50% |
| 48 months | 2.48% | 2.50% |
| 60 months | 2.48% | 2.50% |
High-Yield Money Market Rates1
| Daily Balance4 | Rate | APY3 |
|---|---|---|
| $100,000 + | 1.79% | 1.80% |
| $25,000.00 - $99,999.99 | 1.49% | 1.50% |
| $1,000.00 - $24,999.99 | 1.24% | 1.25% |
| $0 - $999.99 | 0.00% | 0.00% |
Savings rates1
| Rate | APY3 | |
|---|---|---|
| All balances | 0.15% | 0.15% |
Fees and balance requirements
| Account | Minimum to open | Monthly fee | Daily minimum to avoid fee |
|---|---|---|---|
| CDs | $10,000 | $0 | N/A |
| High-Yield Money Market | $10,000 | $255 | $10,000 |
| Savings | $200 | $35 | $200 |
1. Rates are effective as of 7/25/2018 and are subject to change at any time.
2. Substantial penalty for early withdrawal.
3. APY—Annual Percentage Yield
4. The High-Yield Money Market Account is a tiered, variable rate account. You must maintain the minimum balance needed for each tier in order to earn the APY disclosed.
5. Fees may reduce the earnings on the account.
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Call us at 972.934.4700 or toll-free at 1.800.827.4818
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